White Credit Card

The Kotak White Credit Card is designed with the finest of offerings for people with a taste for the finer things in life. Crafted with a host of lifestyle benefits, this Card also unlocks access to unprecedented deals on premium brands while achieving spend milestones.

Introductory Offer – Spend Rs. 30,000 within the first 60 days of setting up the Card and get a voucher worth
Rs. 1,500

Earn vouchers that can be redeemed on premium brands on meeting spend milestones

Access to airport lounges through complimentary Priority Pass Membership

Annual Fee waiver of Rs.3,000/- when your spends cross Rs.5,00,000 annually

Priority Attend

Fuel and Railway surcharge waiver

Get protection from unauthorized transactions upto Rs. 2,50,000 per annum

Joining Benefit
Spend Rs. 30,000 within the first 60 days of setting up the Card and get a voucher worth Rs. 1,500
Milestone Program
Spend with your credit card, meet spend milestones and earn WHITE Pass Value.

What is WHITE Pass?
WHITE Pass can be compared to a virtual wallet. On achieving spend milestones, you receive rewards in the form of WHITE Pass value. You can then use the accumulated value to claim vouchers from premium partner brands.

During any anniversary year*, when you cross one or more spend milestones, you start to accumulate incremental WHITE Pass value as shown below. You can then claim gift vouchers of partner brands equivalent to the WHITE Pass balance available with you.

Milestone Spends and WHITE Pass Value
Spends slab	WHITE Pass Value (incremental)	Cumulative WHITE Pass Value
<2 lakhs	Rs. 0	Rs. 0
2 – <4 lakhs	Rs. 2000	Rs. 2000
4 – <6 lakhs	Rs. 4000	Rs. 6000
6 – < 9 lakhs	Rs. 6000	Rs. 12000
9 – < 12 lakhs	Rs. 7000	Rs. 19000
12 lakhs & above	Rs. 8000	Rs. 27000

To Know More click here.

Travel with luxury

1) Priority Pass

With complimentary Priority Pass membership, you enjoy VIP access* to over 1300 airport lounges spread across 160 cities and 148 countries
Enjoy 4 complimentary airport lounge access every year with the Priority Pass worth USD 99
Indulge in a truly luxurious travel experience with complimentary refreshments, free internet access and a relaxed ambience

*Terms and conditions:

Complimentary visits are applicable only for the primary card holders.
USD 27 per person per visit will be charged for the guest.
After completion of the complimentary visits, USD 27 will be applicable for the primary holder as well.
While signing the visit voucher, do check if the number of guests has been entered accurately. In case there are no guests, strike off or mention NA.
Please retain a copy of the visit voucher for 3 months.
For Priority Pass Lounge Directory, click here

2) Domestic Airport Lounge Access

8 Complimentary airport lounge access annually within India (2 visits per quarter).
Enjoy benefits such as gourmet meal, comfortable seating, widescreen TVs, newspaper and magazines, free Wi-Fi.
For more details, click here

Priority Attend

1) We understand the value of your time. If you have any card related queries, simply SMS ‘KPRIVY’ to 5676788 and we’ll call you back within 30 minutes** to resolve the same.

2) **Kprivy service is available between 9.30 AM to 6.30 PM. This service isn’t available on the 2nd & 4th Saturday of the month, Sundays and bank holidays

More benefits await you:

1) Fuel Surcharge Waiver

Save 1% fuel surcharge across all petrol pumps in India
Fuel Surcharge WaiverApplicable on transactions between Rs. 500 and Rs. 3000
Maximum fuel surcharge waiver allowed in a calendar year is Rs. 3500.

2) Railway Surcharge Waiver

Get 1.8% to 2.5% railway surcharge waiver when you book a ticket on www.irctc.co.in or through an Indian Railways booking counter
Maximum railway surcharge waiver allowed in a calendar year is Rs 500

3) Attractive EMI options

You can convert any purchase above RS 2500 to easy EMIs.

4) Balance transfer

Enjoy a 3 month interest free period on transferring all your outstanding amount from other credit cards to Kotak White Credit Card. Processing fee: Rs. 349 + service tax per Rs.10,000.

5) Get an Add-On Card

Apply for a complimentary add-on card for your loved ones. You can also set limits as per their spending requirement.

6) Secure yourself

Get protection from unauthorized transactions up to Rs. 2,50,000 per annum. These transactions are covered as far as 7 days prior to your call reporting the loss to us.

6) Safety features

Embedded EMV Chip lends an additional level of security. 6-digit PIN authentication for higher security of your transactions.

Upgrade to Trinity A/c and get the “Trade Free Plan” by Kotak Securities. T&C apply.

Avail special Fixed Deposit Rates for tenor 23 Months @ 5.00 p.a.*

Tolls up to Rs. 500 free. Apply for Kotak NETC FASTag at ZERO issuance fee.

Get an online sanction within 48 hours

Leave the stress of your medical expenses to us

Investments are subject to market risk. Don't fall prey to unrealistic promises.

White Credit Card

White Credit Card

Ready to take the next step?

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